Student Benefits

Health & Dental
Plan Guide

Everything your GSA benefits cover — and how to make them work for you.
Graduate Students' Association · Calgary · 2025–26
studentbenefits.ca

What's covered

01 · Coverage

Your plan tops up your provincial coverage across four pillars — health, dental, vision and travel.

Health

Prescriptions, paramedical, supplies.

80%

Dental

Exams, cleanings, fillings.

70%

Vision

Exams & eyewear / 24 mo.

$250

Travel

Emergency medical away from home.

$5M
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Fees & eligibility

02 · Cost

Charged to your UCalgary student account for full-year coverage, administered through Studentcare.

Health

$192
per year

Dental

$188
per year

Total

$380
full year

Eligible grad students

Most full-time UCalgary graduate students are automatically enrolled in the plan.

Already covered?

With comparable coverage elsewhere you can opt out during the change-of-coverage period.

FALLSep 1 – Dec 31
WINTERJan 1 – Apr 30
SPRINGMay 1 – Aug 31
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How to claim

03 · Claims

Most providers bill direct with your benefit card. Pay out of pocket? Reimbursement takes three steps.

1

Pay & keep receipts

Keep every original, itemized receipt. Some expenses need a doctor's referral.

2

Submit online

Log in at the member portal and upload your claim in minutes.

3

Get paid back

Approved claims are paid by direct deposit, usually within a few days.

Travelling? Grab your travel card

Download it from the member portal before you leave the province — it covers emergency medical away from home.

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Change your coverage

04 · Options

Three things you can do each plan year — all in the member portal, only during your deadline window.

01 · OPT OUT

Opt out

Comparable coverage elsewhere? Opt out for a refund during the change-of-coverage period.

02 · OPT IN

Add or opt in

Newly eligible or lost other coverage? Enrol or opt in during the change-of-coverage period.

03 · DEPENDANTS

Add family

Extend health and/or dental to a spouse, partner or children via Studentcare.

Opt-out & dependant deadlines

Fall enrolmentAug 25 – Sep 12
Winter intakeJanuary
Spring intakeMay
Summer intakeJuly
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Wellness & contact

05 · Support

Beyond the plan, free wellness support is available to every student.

Counselling

Student wellness services

Counselling and mental-health support through UCalgary Student Wellness Services.

Questions about your plan?

Register or log in at the member portal for your benefit cards, claims, direct deposit and forms.

Portal: https://studentbenefits.ca  ·  Contact: https://studentbenefits.ca

Figures shown for the 2025–26 University of Calgary Graduate Students' Association plan and may change. This guide is a summary — for full terms, coverage maximums and exclusions, see your benefits booklet at studentbenefits.ca. © 2014–2026 StudentBenefits.ca.

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