Your plan tops up your provincial coverage across four pillars — health, dental, vision and travel.
Prescriptions, paramedical, supplies.
80%Exams, cleanings, fillings.
70%Exams & eyewear / 24 mo.
$250Emergency medical away from home.
$5MCharged to your UCalgary student account for full-year coverage, administered through Studentcare.
Most full-time UCalgary graduate students are automatically enrolled in the plan.
With comparable coverage elsewhere you can opt out during the change-of-coverage period.
Most providers bill direct with your benefit card. Pay out of pocket? Reimbursement takes three steps.
Keep every original, itemized receipt. Some expenses need a doctor's referral.
Log in at the member portal and upload your claim in minutes.
Approved claims are paid by direct deposit, usually within a few days.
Download it from the member portal before you leave the province — it covers emergency medical away from home.
Three things you can do each plan year — all in the member portal, only during your deadline window.
Comparable coverage elsewhere? Opt out for a refund during the change-of-coverage period.
Newly eligible or lost other coverage? Enrol or opt in during the change-of-coverage period.
Extend health and/or dental to a spouse, partner or children via Studentcare.
Beyond the plan, free wellness support is available to every student.
Counselling and mental-health support through UCalgary Student Wellness Services.
Register or log in at the member portal for your benefit cards, claims, direct deposit and forms.
Figures shown for the 2025–26 University of Calgary Graduate Students' Association plan and may change. This guide is a summary — for full terms, coverage maximums and exclusions, see your benefits booklet at studentbenefits.ca. © 2014–2026 StudentBenefits.ca.