Student Benefits

Health & Dental
Plan Guide

Everything your Saitsa benefits cover — and how to make them work for you.
SAIT Students' Association · Calgary · 2025–26
studentbenefits.ca

What's covered

01 · Coverage

Your plan tops up your provincial coverage across four pillars — health, dental, vision and travel.

Health

Prescriptions, paramedical, supplies.

80%

Dental

Exams, cleanings, fillings.

70%

Vision

Exams & eyewear / 24 mo.

$250

Travel

Emergency medical + 90-day card.

$5M
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Fees & eligibility

02 · Cost

Billed to your MySAIT account as separate line items — two assessments a year for full coverage.

Health

$192
$96 / semester

Dental

$188
$94 / semester

Total

$380
$190 / semester · full year

International students

All international students at SAIT are eligible and automatically enrolled.

Domestic students

Full-time students (9+ credits) in an eligible SAIT program. Eligibility may vary by program.

FALLSep 1 – Dec 31
WINTERJan 1 – Apr 30
SPRINGMay 1 – Aug 31
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How to claim

03 · Claims

Most providers bill direct with your benefit card. If you pay out of pocket, getting reimbursed takes three steps — submit within 6 months of service.

1

Pay & keep receipts

Visit your provider and keep every original, itemized receipt. Some expenses need a doctor's referral.

2

Submit online

Log in at the member portal and upload your claim in minutes from any device.

3

Get paid back

Approved claims are paid by direct deposit — usually within a few days — and you can track your balance.

Travelling? Grab your travel card

Download it from the member portal before you leave the province — it covers emergency medical away from home.

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Change your coverage

04 · Options

Three things you can do each plan year — all in the member portal, only during your deadline window.

01 · OPT OUT

Opt out

Comparable coverage elsewhere? Opt out for a refund, or coordinate for up to 100% back.

02 · OPT IN

Opt in

Lost the coverage you opted out with? Opt back in within 30 days of approval, with proof of loss.

03 · DEPENDANTS

Add family

Extend health and/or dental to a spouse, partner or children during your deadline window.

Opt-out & dependant deadlines

Start September 2025Sep 1 – 12
Start January 2026Jan 1 – 16
Start March 2026Mar 1 – 13
Start May 2026May 1 – 15
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Wellness & contact

05 · Support

Beyond the plan, free wellness support is available to every student.

Counselling

Free counselling at SAIT

In-person and virtual appointments, Monday–Friday, through SAIT Student Development & Counselling. Call 403.284.7023.

Resilience app

Headversity

SAIT's mental wellness app to build skills for stress and adversity. Access code: SAITR8

Questions about your plan?

Register or log in at the member portal for your benefit cards, claims, direct deposit and forms.

Portal: https://saitsa.drawbridge.ca  ·  Contact: https://forms.saitsa.com/health-dental-benefits-contact  ·  403.284.7023

Figures shown for the 2025–26 SAIT Students' Association plan and may change. This guide is a summary — for full terms, coverage maximums and exclusions, see your benefits booklet at studentbenefits.ca. © 2014–2026 StudentBenefits.ca.

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